18-wheeler truck accidents can be devastating, causing severe injuries and even death. If you or a loved one has been involved in an 18-wheeler truck accident, it’s important to understand the insurance claims process and the steps that need to be taken to file a claim. In this blog post, we’ll discuss the types of documentation that are required, the deadlines that must be met, and common challenges that injury victims may face when dealing with insurance companies.
Steps to Take After an 18-Wheeler Truck Accident
The first step after an 18-wheeler truck accident is to seek medical attention, even if you don’t think you’ve been seriously injured. Some injuries, such as traumatic brain injuries and spinal cord injuries, may not be immediately apparent.
Next, it’s important to gather evidence such as driver logs, vehicle data, and eyewitness statements. This evidence can be used to establish liability and support your claim for compensation.
Once you have gathered all the necessary evidence, it’s time to file an insurance claim. This can be done by contacting the insurance company of the 18-wheeler truck driver or the trucking company. It’s important to note that you should not give a recorded statement to the insurance company without consulting with an attorney first.
Types of Documentation Required
When filing an insurance claim, it’s important to have all the necessary documentation. This may include:
- Medical bills and records: This documentation is necessary to prove the extent of your injuries and the medical treatment you’ve received.
- Lost wages documentation: If you’ve missed work as a result of the accident, you’ll need to provide documentation to prove your lost wages.
- Police report: This report contains the initial information about the accident, the parties involved, and the statement of the parties and eyewitnesses.
- Eyewitness statements: Eyewitnesses can provide valuable information about what they saw leading up to the accident and can help to establish liability.
Deadlines to Keep in Mind
It’s important to keep in mind that there are deadlines that must be met when filing an insurance claim. In Texas, the statute of limitations for personal injury claims is two years from the date of the accident. This means that you have two years from the date of the accident to file a claim. If you miss this deadline, you may be barred from recovering compensation.
Challenges When Dealing with Insurance Companies
Dealing with insurance companies can be challenging, especially when it comes to 18-wheeler truck accidents. Insurance companies are in the business of making money, and they will do everything they can to minimize their payout. Some common challenges that injury victims may face include:
- Lowball settlement offers: Insurance companies may offer a low settlement amount in the hope that the injury victim will accept it.
- Delay tactics: Insurance companies may delay the claims process in the hope that the injury victim will give up.
- Denial of claims: Insurance companies may deny claims if they believe that they can avoid paying compensation.
How a Personal Injury Attorney Can Help
If you or a loved one has been involved in an 18-wheeler truck accident, it’s important to consult with a personal injury attorney. An attorney can help to navigate the insurance claims process and ensure that you have all the necessary documentation. They can also help to reconstruct the accident and identify any safety violations that may have contributed to the accident.
An attorney can also help to negotiate with the insurance company and fight for the compensation you deserve. They can also help to counter the lowball settlement offers, delay tactics, and denial of claims by the insurance company.
How The Lopez Law Group Can Help
If you have been involved in an 18-wheeler truck accident case in Texas, it is important that you speak with our experienced 18-wheeler truck accident lawyers in Weslaco, TX, to determine who is at fault. The Lopez Law Group can help you investigate the circumstances of the accident and gather evidence to support your legal claim. Hire an experienced 18-wheeler truck accident attorney and get the justice you deserve. You may view our FAQs for any general questions about our legal process. You can contact us at 956- 420-0781 today for a free consultation.