Weslaco Workplace Injury Claims

When you are injured at work in Weslaco, Texas law allows you to claim compensation for your injuries from worker’s compensation insurance. The first thing you need to do is to determine whether or not your employer has workers’ compensation insurance because all employers in Texas are not required to possess the cover. In Texas, it is not mandatory for an employer to carry workers’ compensation insurance. Being without coverage leaves an employer open to personal injury lawsuits from workers who are injured on the job. Hence, most employers will purchase workers’ compensation insurance since it puts a limit on the amount of compensation that an injured worker may receive.

Whether the employer possesses workers’ compensation insurance or not, it is important that the injured worker reports his/her injury to the employer or his representative and seek medical care for his/her injuries. If the employer possesses WC insurance, the injured worker should file a claim with the Division of Workers’ Compensation. This article provides information on why you need to work with an experienced workers’ compensation lawyer in Weslaco, Texas when filing a workplace injury claim.

When you decide to file a WC claim with the Division of Workers’ Compensation in TX, you have two years from the date of injury to file the claim. You should file form DWC-041 at the local Division office. But you should know that every workplace injury isn’t covered under WC insurance. The injuries that are covered are specifically stated in the statutes. That is why you need to hire an experienced workers’ compensation lawyer in Weslaco to evaluate your claim and determine if it falls under workers’ compensation claims. Even if you are able to file a WC claim, the insurance company may not necessarily pay out the maximum compensation amount you rightly deserve. Insurance companies may try to pay out the minimum amount of compensation by putting part of the blame on you. Working with an experienced WC lawyer is the best way to negotiate with insurance companies to obtain maximum benefits for your injuries. In case the insurance company tries to lower your payout, an experienced lawyer will take your case to trial to obtain the compensation that you rightly deserve. Here are some of the other benefits of hiring a workers’ compensation lawyer to handle your WC claim:

  • The lawyer will report and file the claim in a timely manner – You have 30 days to report the injury to the employer or his/her representative and two years to file the claim with the Division of Workers’ Compensation in TX.
  • A good lawyer will negotiate with the insurance company or take your case to trial to get you the compensation that you rightly deserve.
  • A lawyer will make sure the full extent of your injury is accepted and compensated accordingly.

How The Lopez Law Group Can Help!

Our experienced workers’ compensation lawyers are committed to helping Texas workers who have been injured at work. Our team will fight for the injured workers’ rights and pursue compensation to help the worker rebuild and get on with his/her life. Call The Lopez Law Group today for all your workplace injury claims in Weslaco, Texas!